/* Monthly Loan Match — site styles */
:root{
  --teal-900:#0b3b39; --teal-800:#0e4f4c; --teal-700:#14625e; --teal-100:#e3f1ef; --teal-50:#f2f8f7;
  --amber:#f2a23a; --amber-d:#d9861c; --amber-50:#fff5e6;
  --ink:#16201f; --ink-2:#3f4c4a; --ink-3:#66736f; --line:#dbe4e2; --paper:#fbfaf7; --white:#fff;
  --r:14px; --r-lg:22px; --shadow:0 18px 40px -22px rgba(11,59,57,.45);
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 "Plus Jakarta Sans",system-ui,-apple-system,Segoe UI,Roboto,sans-serif}
img,svg{max-width:100%}
a{color:var(--teal-700)}
a:hover{color:var(--teal-900)}
h1,h2,h3{line-height:1.2;margin:0 0 .5em;color:var(--teal-900)}
h1,.display{font-family:Fraunces,Georgia,serif;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(30px,4.6vw,48px)}
h2{font-size:clamp(22px,2.8vw,30px)}
h3{font-size:19px}
p{margin:0 0 1em}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:9}

/* header */
.site-head{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.head-row{display:flex;align-items:center;gap:20px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--teal-900);font-weight:600;font-size:18px;white-space:nowrap}
.brand b{font-weight:800}
.site-nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.site-nav a{text-decoration:none;color:var(--ink-2);font-weight:600;font-size:14.5px;padding:8px 11px;border-radius:9px}
.site-nav a:hover,.site-nav a[aria-current]{background:var(--teal-50);color:var(--teal-900)}
.site-nav .nav-cta{background:var(--teal-800);color:#fff;margin-left:6px}
.site-nav .nav-cta:hover{background:var(--teal-900);color:#fff}
.nav-toggle{display:none;margin-left:auto;width:42px;height:42px;border:1px solid var(--line);border-radius:10px;background:#fff;cursor:pointer;position:relative}
.nav-toggle span,.nav-toggle span:before,.nav-toggle span:after{position:absolute;left:11px;width:18px;height:2px;background:var(--teal-900);content:""}
.nav-toggle span{top:20px}.nav-toggle span:before{top:-6px;left:0}.nav-toggle span:after{top:6px;left:0}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:12px;padding:14px 22px;font-family:inherit;font-weight:700;font-size:16px;line-height:1;text-decoration:none;cursor:pointer}
.btn-amber{background:var(--amber);color:var(--teal-900)}
.btn-amber:hover{background:var(--amber-d);color:var(--teal-900)}
.btn-teal{background:var(--teal-800);color:#fff}
.btn-teal:hover{background:var(--teal-900);color:#fff}
.btn-block{width:100%}

/* hero */
.hero{background:linear-gradient(160deg,var(--teal-900),var(--teal-700));color:#e8f4f2;padding:56px 0 64px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero h1{color:#fff}
.hero h1 em{font-style:normal;color:var(--amber)}
.hero-lead{font-size:18px;color:#cfe5e1;max-width:34em}
.eyebrow{display:inline-block;font-size:12.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--amber);margin-bottom:14px}
.hero-facts{display:flex;flex-wrap:wrap;gap:10px;margin:22px 0 0;padding:0;list-style:none}
.hero-facts li{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:999px;padding:7px 14px;font-size:14px;font-weight:600}

/* request card */
.req-card{background:var(--white);color:var(--ink);border-radius:var(--r-lg);padding:26px;box-shadow:var(--shadow)}
.req-card h2{font-size:21px;margin-bottom:4px}
.req-sub{color:var(--ink-3);font-size:14px;margin-bottom:18px}
.field{margin-bottom:16px}
.field label{display:block;font-weight:700;font-size:14px;margin-bottom:6px;color:var(--teal-900)}
.field input[type=email],.field select{width:100%;height:50px;border:1.5px solid var(--line);border-radius:11px;padding:0 14px;font-family:inherit;font-weight:500;font-size:16px;background:#fff;color:var(--ink)}
.field input:focus,.field select:focus{outline:none;border-color:var(--teal-700);box-shadow:0 0 0 3px var(--teal-100)}
.seg{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}
.seg button{height:46px;border:1.5px solid var(--line);border-radius:11px;background:#fff;font-family:inherit;font-weight:700;font-size:15px;color:var(--ink-2);cursor:pointer}
.seg button[aria-pressed=true]{border-color:var(--teal-800);background:var(--teal-50);color:var(--teal-900)}
.monthly-preview{display:flex;justify-content:space-between;align-items:baseline;background:var(--amber-50);border-radius:11px;padding:12px 14px;margin:4px 0 16px;font-size:14px;color:var(--ink-2)}
.monthly-preview strong{font-size:20px;color:var(--teal-900)}
.err{color:#b4321f;font-size:13px;min-height:18px;display:block;margin-top:4px}
.fine{font-size:12.5px;color:var(--ink-3);margin:12px 0 0;line-height:1.5}

/* sections */
.section{padding:64px 0}
.section-alt{background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-head{max-width:640px;margin-bottom:32px}
.section-head p{color:var(--ink-2)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:22px}
.section-alt .card{background:var(--paper)}
.card p{color:var(--ink-2);margin:0}
.num{display:inline-flex;width:34px;height:34px;border-radius:10px;background:var(--teal-800);color:#fff;font-weight:800;align-items:center;justify-content:center;margin-bottom:12px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.check-list{list-style:none;padding:0;margin:0}
.check-list li{padding:9px 0 9px 32px;position:relative;border-bottom:1px dashed var(--line)}
.check-list li:before{content:"";position:absolute;left:4px;top:15px;width:14px;height:8px;border-left:3px solid var(--teal-700);border-bottom:3px solid var(--teal-700);transform:rotate(-45deg)}
.callout{background:var(--teal-50);border-left:4px solid var(--teal-700);border-radius:10px;padding:16px 18px;color:var(--ink-2)}
.callout-amber{background:var(--amber-50);border-color:var(--amber)}

/* tables */
.tbl{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;font-size:15px}
.tbl th,.tbl td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.tbl th{background:var(--teal-50);color:var(--teal-900);font-weight:700;width:38%}
.tbl tr:last-child th,.tbl tr:last-child td{border-bottom:0}
.tbl-scroll{overflow-x:auto}

/* page body */
.page-hero{background:var(--teal-50);border-bottom:1px solid var(--line);padding:44px 0 34px}
.page-hero p{color:var(--ink-2);max-width:44em;font-size:17px;margin:0}
.prose{max-width:780px}
.prose h2{margin-top:1.6em}
.prose ul{padding-left:1.2em}
.prose li{margin-bottom:.4em}
.updated{font-size:14px;color:var(--ink-3)}

/* faq */
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:10px}
.faq summary{cursor:pointer;list-style:none;padding:16px 48px 16px 18px;font-weight:700;color:var(--teal-900);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:18px;top:12px;font-size:22px;color:var(--teal-700)}
.faq details[open] summary:after{content:"–"}
.faq details p{padding:0 18px 16px;margin:0;color:var(--ink-2)}

/* estimator */
.est{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
.est-panel{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:24px}
.range-row{display:flex;justify-content:space-between;font-weight:700;color:var(--teal-900)}
input[type=range]{width:100%;accent-color:var(--teal-800);margin:8px 0 18px}
.est-result{background:var(--teal-900);color:#dcefec;border-radius:var(--r-lg);padding:26px}
.est-result .big{font-family:Fraunces,Georgia,serif;font-size:46px;color:#fff;line-height:1}
.est-result dl{display:grid;grid-template-columns:1fr auto;gap:8px 14px;margin:20px 0 0}
.est-result dt{color:#a9cbc6}.est-result dd{margin:0;font-weight:700;color:#fff;text-align:right}

/* form page */
.form-shell{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:20px;min-height:420px}

/* cta + footer */
.cta-strip{background:var(--amber-50);border-top:1px solid #f3dcb7;padding:36px 0}
.cta-row{display:flex;align-items:center;justify-content:space-between;gap:24px}
.cta-row h2{margin:0 0 4px;font-size:24px}
.cta-row p{margin:0;color:var(--ink-2)}
.site-foot{background:var(--teal-900);color:#b9d3cf;padding:44px 0 28px;font-size:14px}
.site-foot a{color:#e3f1ef;text-decoration:none;display:block;padding:3px 0}
.site-foot a:hover{color:var(--amber)}
.foot-small a{display:inline}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px;padding-bottom:26px;border-bottom:1px solid rgba(255,255,255,.12)}
.foot-brand{font-size:18px;color:#fff;margin-bottom:8px}
.foot-h{color:#fff;font-weight:700;margin-bottom:6px}
.foot-small{margin:0 0 8px}
.foot-legal{padding-top:20px;font-size:12.5px;line-height:1.6;color:#9fbfba}
.foot-legal strong{color:#d6e9e6}

@media (max-width:900px){
  .hero-grid,.split,.est{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
  .foot-grid>div:first-child{grid-column:1/-1}
  .nav-toggle{display:block}
  .site-nav{display:none;position:absolute;left:0;right:0;top:68px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:10px 16px 16px;gap:2px}
  .site-nav.open{display:flex}
  .site-nav .nav-cta{margin:8px 0 0;text-align:center}
  .cta-row{flex-direction:column;align-items:flex-start}
}
@media (max-width:520px){
  .wrap{padding:0 16px}
  .hero{padding:32px 0 40px}
  .section{padding:44px 0}
  .req-card{padding:20px}
  .seg{grid-template-columns:repeat(2,1fr)}
  .brand-name{font-size:16px}
  .tbl th{width:44%}
}